Kusumawardhany SI, Hidayah I. FINANCIAL LITERACY, LOCUS OF CONTROL AND LOVE OF MONEY IN FINANCIAL MANAGEMENT BEHAVIOR OF KEDIRI MSMES. JRA [Internet]. 2025 Dec. 20 [cited 2025 Dec. 21];8(3):510-25. Available from: https://jra.politala.ac.id/index.php/JRA/article/view/660